Transparent loan terms with no hidden charges
₹5,000
InstantPaise offers small personal loans starting from ₹5,000 to help users handle urgent financial needs and short-term expenses conveniently.
₹1,00,000
Eligible users may apply for loans up to ₹1,00,000 depending on their credit profile, income verification, and lender approval policies.
7 – 180 Days
Flexible repayment tenure ranging from 7 days to 180 days allows borrowers to repay loans according to their financial convenience.
Up to 10%
A small processing fee may be charged depending on the loan amount and risk evaluation conducted by the lender.
Up to 1% / Day
Interest rates may vary depending on borrower eligibility and risk assessment performed by the lending partner.
18% – 35%
The annual percentage rate reflects the true cost of borrowing including interest and applicable processing charges.
No Charges
Borrowers may repay the loan earlier than the due date without paying any additional pre-closure penalties.
₹1000
A charge of ₹1000 may be applicable in case of cheque bounce or failed repayment due to insufficient balance.