Please read these terms carefully before using our services
By accessing and using this platform, you agree to comply with these terms and conditions. Your continued use of the service indicates your acceptance of all policies and guidelines. If you do not agree with any part of these terms, you should not proceed with the application. These terms form a legally binding agreement between you and the platform.
Users must be at least 18 years old and possess valid identification documents such as PAN and Aadhaar. Eligibility is determined based on financial stability, credit history, and internal risk assessment. Providing false or misleading information may result in rejection or legal action.
Loan approval is subject to verification, credit checks, and internal policies. We do not guarantee approval for all applications. Approval timelines may vary based on verification results. The platform reserves the right to reject applications without prior notice.
Interest rates and charges depend on loan amount, tenure, and user profile. All applicable charges are disclosed before loan disbursal. Users are advised to review all terms carefully to avoid misunderstandings.
Borrowers must repay the loan within the agreed tenure. Delays in repayment may result in penalties and impact credit score. Users are responsible for maintaining sufficient balance for repayments.
Users must provide accurate and complete information during application. Any misuse of the platform or fraudulent activity may lead to account suspension and legal action.
Users must complete KYC verification through Aadhaar, PAN, and video KYC processes. Failure to complete verification may result in application rejection.
By applying, you authorize us to access your credit report from bureaus such as CIBIL. This helps us evaluate your creditworthiness and determine loan eligibility.
Your data will be used in accordance with our privacy policy. We ensure that your information is handled securely and responsibly.
We may use third-party services for payment processing and verification. These services are governed by their own terms and policies.
Failure to repay the loan on time may result in penalties, legal action, and reporting to credit bureaus, which may affect your credit score.
Loan cancellation is subject to applicable policies and may incur charges depending on the stage of processing or disbursal.
Users agree to receive communication via SMS, email, or calls regarding their application, offers, and updates.
Users are responsible for maintaining confidentiality of their login credentials. Any unauthorized activity should be reported immediately.
We are not liable for any financial losses arising from user decisions or external factors. Users are advised to make informed financial decisions.
We follow RBI guidelines and ensure responsible lending practices at all times.
These terms may be updated periodically. Continued use of the platform implies acceptance of revised terms.
These terms are governed by the laws of India. Any disputes shall be subject to jurisdiction of appropriate courts.